Growth % is YoY from the previous point:
- 2024 vs 2023 ≈ +14.1%
- 2025 vs 2024 ≈ +33.1%
- The avg. growth of appartment prices in HCM was around 30%
- 2026:
- In 2 first Quarters of 2026, the prices stall as credit tightens
- Apartment prices in HCM & Hà Nội already discount future growth
- New supply priced for 2027–2030 income levels
- Price‑to‑income ratios in core districts are historically stretched
- Rental yields typically <4% gross, often <3% net after costs
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